Olympus UK E-System User Group
Olympus UK E-System User Group

Join our unique resource for Olympus Four Thirds E-System DSLR and Pen and OM-D Micro Four Thirds photographers. Show your images via our free e-group photo gallery. Please read the e-group.uk.net forum terms and conditions before posting for the first time. Above all, welcome!


Go Back   Olympus UK E-System User Group > Out of Focus area > The lounge

The lounge Relax, take a break from photo and camera talk - have a chat about something else for a change. Just keep it clean and polite!

Reply
 
Thread Tools Display Modes
  #31  
Old 14th August 2012
Chevvyf1's Avatar
Chevvyf1 Chevvyf1 is offline
Full member
 
Join Date: Mar 2011
Location: Devon, UK
Posts: 12,269
Thanks: 1,744
Thanked 1,281 Times in 1,112 Posts
Likes: 1,169
Liked 522 Times in 392 Posts
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0

Quote:
Originally Posted by DJMC View Post
No, it's not 3G.

I won it from Openwork, the network of financial advisers I belong to.

Noooo! Your a Financial Adviser ! Small World
__________________
.
.
[I].
.
I Lurve Walking in our Glorious Countryside; Photography;
Riding Ducati Motorbikes; Reading & Cooking ! ...


http://www.flickr.com/photos/photomagicf1_chevvy/sets/

the ONE photo album
Reply With Quote
  #32  
Old 14th August 2012
DJMC's Avatar
DJMC DJMC is offline
Full member
 
Join Date: Apr 2011
Location: Lutterworth, Leics
Posts: 1,236
Thanks: 2
Thanked 46 Times in 35 Posts
Likes: 0
Liked 0 Times in 0 Posts
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0

Quote:
Originally Posted by Chevvyf1 View Post
Noooo! Your a Financial Adviser ! Small World
Who are you with? Or are you an IFA?

__________________
David
--------------------------
-XZ-1 * VF-2+EP-9
--------------------------
Reply With Quote
  #33  
Old 14th August 2012
GRAHAMJ GRAHAMJ is offline
Full member
 
Join Date: Dec 2007
Location: Selsey
Posts: 246
Thanks: 54
Thanked 34 Times in 15 Posts
Likes: 28
Liked 36 Times in 15 Posts
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0

I have a FA, we went to John Lewis on Saturday I was going to get a Mac book Air........came away with a fridge freezer!. The look on her face when I said what do you think about the Mac said it all, didn't even bother to argue! On the plus side there will be more room for beer and wine in the new one!

Graham
__________________
GrahamJ
EM1X, EM1 mk2, Panny/Leica m25, 60mm, 7-14mm 2.8, 12-40mm 2.8, 12-100 f4, 40-150mm 2.8, 300 f4 and those teleconverter thingys..........and I am sure thats it!
Reply With Quote
  #34  
Old 14th August 2012
Chevvyf1's Avatar
Chevvyf1 Chevvyf1 is offline
Full member
 
Join Date: Mar 2011
Location: Devon, UK
Posts: 12,269
Thanks: 1,744
Thanked 1,281 Times in 1,112 Posts
Likes: 1,169
Liked 522 Times in 392 Posts
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0

Quote:
Originally Posted by DJMC View Post
Who are you with? Or are you an IFA?

Awarded Life Membership of various IFA orgs for "Service to the Financial Sector" Founder of "the Industry working together and setting up ORIGO (with top 40 Product Providers in UK inc. Std Life; Nor Un; CLerical & Medical; Scot Widows .... ) and the Support for IFAs as a Significant Distribution Channel esp. when Mainland Europe wanted RID of IFAs as they were 90% UK ONLY - Europe Financial Services = BankAssurance ... BUT all that was a long .... l o n g time ago Set up first on-line trading network "The Exchange" ... but your probably much too young to know about these things ...
__________________
.
.
[I].
.
I Lurve Walking in our Glorious Countryside; Photography;
Riding Ducati Motorbikes; Reading & Cooking ! ...


http://www.flickr.com/photos/photomagicf1_chevvy/sets/

the ONE photo album
Reply With Quote
  #35  
Old 14th August 2012
Chevvyf1's Avatar
Chevvyf1 Chevvyf1 is offline
Full member
 
Join Date: Mar 2011
Location: Devon, UK
Posts: 12,269
Thanks: 1,744
Thanked 1,281 Times in 1,112 Posts
Likes: 1,169
Liked 522 Times in 392 Posts
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0

Quote:
Originally Posted by GRAHAMJ View Post
I have a FA, we went to John Lewis on Saturday I was going to get a Mac book Air........came away with a fridge freezer!. The look on her face when I said what do you think about the Mac said it all, didn't even bother to argue! On the plus side there will be more room for beer and wine in the new one!

Graham
Ahhh! well were your FA an IFA then my friend you would have your Mac Air Book - after the Know Your Client; Know your Market; Know Your Product and BEAST ADVICE you could not have been sold a F/F instead
__________________
.
.
[I].
.
I Lurve Walking in our Glorious Countryside; Photography;
Riding Ducati Motorbikes; Reading & Cooking ! ...


http://www.flickr.com/photos/photomagicf1_chevvy/sets/

the ONE photo album
Reply With Quote
  #36  
Old 14th August 2012
MrSmiffy
Guest
 
Posts: n/a
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0

I bought an iPad last week, was an impulse buy as I drowned my laptop and was waiting for a repair or replace quote and doing all my emailing on the phone was getting tedious.
Wish I had got one sooner. Laptop only gets used for processor heavy stuff and when shooting tethered in capture one the iPad works as a second screen using the capture pilot app, so it was worth it just for that (for me)
Haven't run into any issues yet with no flash.
Reply With Quote
  #37  
Old 14th August 2012
Jim Ford Jim Ford is offline
Full member
 
Join Date: Dec 2007
Location: Watford, Herts..
Posts: 8,616
Thanks: 472
Thanked 615 Times in 531 Posts
Likes: 2,766
Liked 1,691 Times in 1,089 Posts
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0

Quote:
Originally Posted by Chevvyf1 View Post
Founder of "the Industry working together and setting up ORIGO (with top 40 Product Providers in UK inc. Std Life; Nor Un; CLerical & Medical; Scot Widows
Banking, Insurance and Financial Services don't produce "products"! Products are eg. cars, washing machines and fridges etc. coming off production lines for sale on a home market and export. Banking, Insurance etc. are just bits of paper or bits and bytes in a computer - they're not 'products', but services.

I don't know why they do it - providing a service without producing anything is fine. Perhaps these organisations feel that their activities are somehow tainted (historically they often were) and they want to apply a cachet of honest labour by referring to their services as products. But as I said before - providing a service without producing anything is fine.

I hate it in particular when Bankers/Usurers refer to their 'products', even before the latest revelations.

Jim
Reply With Quote
  #38  
Old 14th August 2012
Chevvyf1's Avatar
Chevvyf1 Chevvyf1 is offline
Full member
 
Join Date: Mar 2011
Location: Devon, UK
Posts: 12,269
Thanks: 1,744
Thanked 1,281 Times in 1,112 Posts
Likes: 1,169
Liked 522 Times in 392 Posts
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0

Quote:
Originally Posted by Jim Ford View Post
Banking, Insurance and Financial Services don't produce "products"! Products are eg. cars, washing machines and fridges etc. coming off production lines for sale on a home market and export. Banking, Insurance etc. are just bits of paper or bits and bytes in a computer - they're not 'products', but services.

I don't know why they do it - providing a service without producing anything is fine. Perhaps these organisations feel that their activities are somehow tainted (historically they often were) and they want to apply a cachet of honest labour by referring to their services as products. But as I said before - providing a service without producing anything is fine.

I hate it in particular when Bankers/Usurers refer to their 'products', even before the latest revelations.

Jim
Jim, I find a "Cheque for £250,000" delivered within 24 or 48 hours by her local IFA, and "her Mortgage paid off at however much" to a very recently widowed woman and her 4 children is a Product she bought.

I see services as "plumber fixing a leak; Electrician fixing a light fitting; a Mechanic fixing my car" they use "Products" vis a new tap; fuses and oil filters.

The Financial Services was so named due to the "Act" or rather the Amendments to the 1986 Act dealing especially with the Selling by Advising (hence IFAs and Tied Agents/BankAssurance) which bought into effect BEST ADVICE in theory, in the main

Unfortunately, the worst thing about Financial Services is not enough people know enough about it all and are poorer for that experience. There are fine grey lines between products/services - back in the 1980's New Zealand was way ahead of the UK and still is the impact may be seen in the increase of High Net Wealth individuals ... and down the grades ...
__________________
.
.
[I].
.
I Lurve Walking in our Glorious Countryside; Photography;
Riding Ducati Motorbikes; Reading & Cooking ! ...


http://www.flickr.com/photos/photomagicf1_chevvy/sets/

the ONE photo album
Reply With Quote
  #39  
Old 14th August 2012
DJMC's Avatar
DJMC DJMC is offline
Full member
 
Join Date: Apr 2011
Location: Lutterworth, Leics
Posts: 1,236
Thanks: 2
Thanked 46 Times in 35 Posts
Likes: 0
Liked 0 Times in 0 Posts
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0

I believe a product is defined by the Oxford dictionary as:

Definition of product
2. a thing or person that is the result of an action or process.


The process, in the case of insurance policies, is for actuaries and marketing people to come up with a 'thing' (protection plan) which customers buy to protect themselves and their loved ones.

As a protection specialist, I take great pleasure from my role in saving families from financial disaster by recommending the correct cover.

As Churchill once said:

“If I had my way I would write the word ‘Insure’ upon every door of every cottage and upon the blotting book of every public man, because I am convinced that with sacrifices which are inconceivably small, families and estates can be protected against catastrophes which would otherwise smash them up for ever. It is our duty to arrest the ghastly waste, not merely of human happiness, but of national health and strength, which follows when, through the death of the breadwinner, the frail boat in which the family are embarked, founders, and woman and children and estates are left to struggle in the dark waters of a friendless world.”



On a more immediately relevant note, in case you were unaware: http://www.express.co.uk/posts/view/...mium-rises-hit

__________________
David
--------------------------
-XZ-1 * VF-2+EP-9
--------------------------
Reply With Quote
  #40  
Old 14th August 2012
Jim Ford Jim Ford is offline
Full member
 
Join Date: Dec 2007
Location: Watford, Herts..
Posts: 8,616
Thanks: 472
Thanked 615 Times in 531 Posts
Likes: 2,766
Liked 1,691 Times in 1,089 Posts
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0

Quote:
Originally Posted by DJMC View Post
I believe a product is defined by the Oxford dictionary as:

Definition of product
2. a thing or person that is the result of an action or process.
Definition of product
noun
1 an article or substance that is manufactured or refined for sale:


Your definition above is a secondary definition!

Jim
Reply With Quote
  #41  
Old 14th August 2012
DJMC's Avatar
DJMC DJMC is offline
Full member
 
Join Date: Apr 2011
Location: Lutterworth, Leics
Posts: 1,236
Thanks: 2
Thanked 46 Times in 35 Posts
Likes: 0
Liked 0 Times in 0 Posts
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0

Quote:
Originally Posted by Jim Ford View Post
Definition of product
noun
1 an article or substance that is manufactured or refined for sale:


Your definition above is a secondary definition!

Jim
Correct! A definition is a definition.

On reflection, insurance policies are actually physical articles, a booklet, printed in ink and held together by staples or otherwise bound during a manufacturing process. The booklet is refined by adding details specific to the customer.
And so it actually fits definition number one!

__________________
David
--------------------------
-XZ-1 * VF-2+EP-9
--------------------------
Reply With Quote
  #42  
Old 14th August 2012
Jim Ford Jim Ford is offline
Full member
 
Join Date: Dec 2007
Location: Watford, Herts..
Posts: 8,616
Thanks: 472
Thanked 615 Times in 531 Posts
Likes: 2,766
Liked 1,691 Times in 1,089 Posts
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0

Quote:
Originally Posted by DJMC View Post
On reflection, insurance policies are actually physical articles, a booklet, printed in ink and held together by staples or otherwise bound during a manufacturing process.
Yes, but that's just the pieces of paper and ink, not what it represents - just a few pence worth of 'product'. The service a policy provides, is just shifting money (which may not represent a fixed amount of wealth), from A to B.

Chevvyf1's "Cheque for £250,000" is not a product - it's just money and doesn't represent a fixed amount of wealth(products). The £250,000 may buy a house this year, but only a loaf of bread the next. The way the Country is going it could get to that, with printing and pumping money into the economy - sorry, I meant 'quantitative easing'.

Jim
Reply With Quote
  #43  
Old 14th August 2012
DJMC's Avatar
DJMC DJMC is offline
Full member
 
Join Date: Apr 2011
Location: Lutterworth, Leics
Posts: 1,236
Thanks: 2
Thanked 46 Times in 35 Posts
Likes: 0
Liked 0 Times in 0 Posts
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0

Quote:
Originally Posted by Jim Ford View Post
Yes, but that's just the pieces of paper and ink, not what it represents - just a few pence worth of 'product'. The service a policy provides, is just shifting money (which may not represent a fixed amount of wealth), from A to B.

Chevvyf1's "Cheque for £250,000" is not a product - it's just money and doesn't represent a fixed amount of wealth(products). The £250,000 may buy a house this year, but only a loaf of bread the next. The way the Country is going it could get to that, with printing and pumping money into the economy - sorry, I meant 'quantitative easing'.

Jim
Is a newspaper a product or a service?

I agree the £250,000 is not a good example, but my original Oxford No.2 definition still makes insurance policies a product. I offer a service by advising which products a client should buy.

...how did we get here from ipads and the like?
__________________
David
--------------------------
-XZ-1 * VF-2+EP-9
--------------------------
Reply With Quote
  #44  
Old 14th August 2012
Chevvyf1's Avatar
Chevvyf1 Chevvyf1 is offline
Full member
 
Join Date: Mar 2011
Location: Devon, UK
Posts: 12,269
Thanks: 1,744
Thanked 1,281 Times in 1,112 Posts
Likes: 1,169
Liked 522 Times in 392 Posts
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0

Quote:
Originally Posted by DJMC View Post
I believe a product is defined by the Oxford dictionary as:

Definition of product
2. a thing or person that is the result of an action or process.


The process, in the case of insurance policies, is for actuaries and marketing people to come up with a 'thing' (protection plan) which customers buy to protect themselves and their loved ones.

As a protection specialist, I take great pleasure from my role in saving families from financial disaster by recommending the correct cover.

As Churchill once said:

“If I had my way I would write the word ‘Insure’ upon every door of every cottage and upon the blotting book of every public man, because I am convinced that with sacrifices which are inconceivably small, families and estates can be protected against catastrophes which would otherwise smash them up for ever. It is our duty to arrest the ghastly waste, not merely of human happiness, but of national health and strength, which follows when, through the death of the breadwinner, the frail boat in which the family are embarked, founders, and woman and children and estates are left to struggle in the dark waters of a friendless world.”



On a more immediately relevant note, in case you were unaware: http://www.express.co.uk/posts/view/...mium-rises-hit

yes on the same roll last year re Car Insurance being discounted per Gender

I was more involved with the "Invested Elements of FS Products" from the back office systems (say a Building Society or Ban) collecting Mortgage Loan Repayments, investing then in OICS; UT's; Inv Trusts; Shares & Commods; Warrants & options and linked into Lipper Analytical/Reuters/OPAL/Micropal etc and the online Exchange for Trading Products

BUT none of that was any good without the Valued high Quality IFA Distribution Channel for the Products that were often quite complete to sell (vis Protection=Life Insurance but also Investment elements for School Fees now (one policy per year per child x 17 years) and in the Black Events) so all the Product Providers put mega £millions into funds for all sorts of IFA support to aid their longevity

Oooh its all soooo long ago

My accountant used to say to me "You can either pay the Taxman £nn or Invest it in FSAVC" - guess which won
__________________
.
.
[I].
.
I Lurve Walking in our Glorious Countryside; Photography;
Riding Ducati Motorbikes; Reading & Cooking ! ...


http://www.flickr.com/photos/photomagicf1_chevvy/sets/

the ONE photo album
Reply With Quote
  #45  
Old 14th August 2012
DJMC's Avatar
DJMC DJMC is offline
Full member
 
Join Date: Apr 2011
Location: Lutterworth, Leics
Posts: 1,236
Thanks: 2
Thanked 46 Times in 35 Posts
Likes: 0
Liked 0 Times in 0 Posts
Re: Apple iPad 2 -vs - Galaxy Tab 2 Android 4.0



Ask your MP this:

If women, who statistically are less of a risk than men for life and car insurance, now have to pay the higher premiums men do, is that not in itself detrimental to women?

If, due to their sex they are to be worse off financially after 21st December, that must be illegal under sex discrimination laws!

__________________
David
--------------------------
-XZ-1 * VF-2+EP-9
--------------------------
Reply With Quote
The Following User Says Thank You to DJMC For This Useful Post:
pault (17th August 2012)
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Archos 70 & android raw converter app shirley Software 7 19th September 2011 06:56 AM
Win an iPad! Ian Announcements 6 30th November 2010 11:07 AM
Apple iPad 16gb WIFI Click29 For sale or wanted small ads 7 16th November 2010 07:48 PM
Android App David.M The lounge 1 8th August 2010 10:58 AM
iPad shenstone The lounge 5 28th January 2010 01:20 PM


All times are GMT. The time now is 12:41 AM.


© The Write Technology Ltd, 2007-2019, All rights reservedAd Management plugin by RedTyger