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Camera Insurance

Just got my renewal quote from Photoguard.......178.00.

Must be able to do better than that. Eversure come in at 112.

Must look mat my schedule list again...........
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Re: Camera Insurance

Try asking your household (contents) insurance company. They can put it on as an extra 'away from home items'. You tell them the value and they tell you how much. I bet it's cheaper because you are already insuring the rest of your stuff with them. Worth a try anyway.
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Re: Camera Insurance

Seems like a lot of money
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Re: Camera Insurance

Have mine on house policy cover for use away from home included.

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Re: Camera Insurance

Whatever you pay you can be sure that they'll do all they can to wriggle out of paying up if you make a claim.
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Re: Camera Insurance

I'm a little wary of the small print with regard to putting camera gear on your household contents away from home.
For example there is a little caveat in our contents policy that any items stolen from a locked car in a concealed compartment (locked boot) are only covered up to 2K, less any excess that you might have agreed to.
On paper my camera insurance will cover a higher value locked in car boot up to 9:00pm at night.

I have to say it is a bit of a minefield getting reasonable cover for your camera gear.
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Re: Camera Insurance

In the end have gone for cover with the house contents. Seems to match the expensive bespoke camera insurance.

Just hope I don't have to claim...............
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Re: Camera Insurance

Check the replacement value for any single item lost, damaged or stolen. Does cover include in a locked vehicle?

Do you have liability cover if your equipment causes damage or injury?

Harold
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Re: Camera Insurance

Yes the cover for in-car theft is as good as the Camera Insurance quote. And is good for new replacement.

Not looked at the third party liability....Never thought of beating the subject with my pany lens to make it sit still. Now there's a thought...
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