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Old 4th January 2019
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Naughty Nigel Naughty Nigel is offline
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Re: MORE Th>N ( you think ) Pet Insurance

Pet insurance, like any other form of insurance only exists first and foremost to make a profit for shareholders. And like every other business, 'the market' demands year-on-year growth; hence the steady rises in premiums.

Product insurance, in particular has been one of the biggest growth industries over the past thirty years or so, and in many cases retailers make more money from selling extended warranties (and finance packages) than the product itself.

Unfortunately, the insurance industry has also resulted in the cost of repairs, or in this case, veterinary bills, being much higher than they would otherwise have been.

For almost everything other than household and compulsory motor insurance you will nearly always save money in the longer term by self insuring. That is especially the case when you find that your perfectly reasonable claim is not covered for some spurious reason.

Can you believe that Warranty Direct do not consider headlights to be 'electrical apparatus' from the point of view of 'comprehensive extended warranty cover', which includes as electrical equipment?

Naughty Nigel

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