[Otto]

I recently bailed out a young friend who'd got himself into trouble with payday loans at ridiculous interest rates. He has paid me back as agreed over a six month period. He never admitted that it was gambling that got him into trouble though he had talked about poker in the past. He learned a valuable lesson though and I don't think he will fall into that trap again.

The trouble with online games apps is that you have to set up a payment card when you set up an account (at least with Apple) so in-app purchases cannot easily be controlled.